Affordable car insurance A primer
Being a safe driver, having a driving history of a certain length, and having safety features like automatic seatbelts and anti lock brakes can all net you discounts at many agencies. Belonging to the American Automotive Association (AAA) can also get you a small discount of about 3%. Decreasing the number of miles you drive per year can also net you benefits: Some agencies lower the auto insurance premiums of drivers whose annual miles add up to less than 5,000 or 7,000. Rather than buying every option that sounds good, determine whether certain types of insurance coverage are necessary for your area. For example, if uninsured drivers are rare in your area, you may be able to dispense with uninsured driver coverage.