My outlet for secured credit cards
Now that you have started college, credit card companies are going to chase you with an ardor you only wish you could see from your fellow students. As far as the credit card companies are concerned, you are a dream date: young, with an unmarked credit report and (they hope) bound less naivete about credit cards. They expect you to accept a credit card with an attractively low introductory rate, run up huge bills, then owe them tons of cash when the introductory period ends and your interest rate skyrockets. Let's make sure that doesn't happen. The first tip is to ignore the huge, sparkly "0 percent interest" printed in bright red and gold letters on the front of the brochure.