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More Social security benefits are given to children than to any other social group. Children are eligible for social security benefits under the account of a parent, step parent, or foster parent that is either disabled or retired (and therefore eligible for Social Security benefits). They are also eligible if said guardian has died after paying social security taxes a long enough period to qualify their survivors for benefits. Children are eligible for Social Security benefits when they are: • Unmarried, • Under 18 years of age, • Or, 18 to 19 years old and still attending elementary or secondary school full time, • Or, over the age of 18 and disabled before the age of 22. Q: Can my children obtain SS benefits under my account if they do not live at home with me? If your children do not live with you, their ability to obtain benefits will depend on the specific relationship you share with them.